Don't let #creditscore myths keep you from achieving your financial goals! Knowledge is the key to #success, and that's why we've debunked the most common credit score myths for you. Myth #1: A credit score depends on your annual #Income. False! Annual Income and other details are used to determine eligibility. A credit score does not depend on your annual income. Myth #2: A bad credit score lasts #forever. Wrong again! If you make a habit to follow all the good practices and tips, your bad credit score can increase over time. Myth #3: Debit cards build a credit score. Unfortunately not true! Debit cards do not contribute to building your #credit history or getting a credit score. Myth #4: A good credit score means you are rich. Not at all true! A credit score is only a measure of #creditworthiness and not how rich you are. Myth #5: No #debt means a good credit score. Absolutely wrong! While you do not have to go into debt to build a good credit score, not having any debt at all in your credit report won't help either. Myth #6: Carrying a balance on a #creditcard boosts credit score. 100% False! In fact, carrying a balance on a credit card does not help credit score, it only has the potential to hurt it, and it will end up becoming expensive over time paying interest. Make sure you know the facts when it comes to your credit score. Ready to take control of your finances? Start by using our tips and get in touch with us today! #apoorvaa #CreditScoreMyths For more details, get in touch with us: Credit Helpline - 8000 911 911 Associate Helpline - 9712 911 911 Bankers Helpline - 6357 911 911 CA/IBC Helpline - 6356 911 911 Missed Call - 7574 911 911 Email - credithelp@apoorvaa.co.in Website - www.apoorvaa.co.in #credit #creditbureau #creditbureauconsultants #loanapproval #creditreportrepair #creditrepairservices #creditrestoration #Creditreporting #creditfix #CIBIL #Rank #creditrepairspecialist #creditrebuilding #rebuilding #rebuild #creditimprovement #loanapproval #ApoorvaaFoundation #apoorvaa #creditrepairservices #experian #crifhighmark #EquifaxCreditRepair #equifax